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Mon–Fri · 08:00 – 17:00 Cape Town · Pretoria · George · Mossel Bay
// OUR SERVICES

Three routes forward, explained honestly.

Business liquidation, personal sequestration, and rehabilitation — the three legal paths for South African directors and individuals in serious financial distress. Below is what each one is, who it's for, and how to know which applies to you.

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// IN PLAIN ENGLISH — WHICH ONE DO I NEED?

If your company can't pay its debts and needs to close down — you're looking at Business Liquidation.

If you personally can't pay your debts (whether because of business surety or personal debt) — you're looking at Sequestration.

If you were sequestrated 4+ years ago and want to legally restore your financial rights — you're looking at Rehabilitation.

// SERVICE 01 · FOR BUSINESSES

Business Liquidation

The legal way to close a South African company that can no longer pay its debts. A licensed liquidator sells assets, pays creditors in legal priority, and formally dissolves the company.

Who it's for: Directors of insolvent SA companies — SARS debt piling up, cash flow gone, creditors starting legal action.

TYPICAL SIGNS
  • Unmanageable SARS debt
  • Cannot pay staff on time
  • Suppliers demanding cash
  • Using personal money to survive
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// SERVICE 02 · FOR INDIVIDUALS

Sequestration

The personal equivalent of liquidation — the legal way for an SA individual to declare insolvency when personal debts have become unpayable. Assets go to a trustee, eligible debts are legally extinguished.

Who it's for: Directors exposed by personal surety, individuals with unpayable personal SARS debt, or personal debt exceeding realistic repayment.

TYPICAL SIGNS
  • Personal surety called in
  • Personal SARS debt unmanageable
  • Judgments registered against you
  • Wages being garnished
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// SERVICE 03 · THE FINAL STEP

Rehabilitation

The closing chapter — the legal process under the Insolvency Act 24 of 1936 that restores your financial rights after sequestration. Credit record cleared, borrowing restored, directorship allowed again.

Who it's for: Anyone sequestrated 4+ years ago who is ready to formally close the chapter and rebuild. Earlier in exceptional cases.

WHAT IT RESTORES
  • Credit record cleared
  • Right to borrow again
  • Right to direct a company
  • Right to trade in own name
Learn More
// HOW WE WORK

The same three steps for every service.

STEP 01

Free confidential call

30 minutes on the phone or WhatsApp. We understand your situation, work out which service applies, and answer every question honestly. No pressure. No obligation.

STEP 02

Written assessment and quote

You get a clear written summary of your options and a transparent once-off fee. If more than one service is needed (for example, liquidation plus sequestration), we say so upfront.

STEP 03

Execution by qualified specialists

Our partner attorneys and insolvency practitioners handle the legal work. You have one point of contact — us — and we coordinate everything. You don't chase multiple parties or explain your situation twice.

// WHY THE DEBT COMPANY

One team. A network that delivers.

30+
Years of combined partner insolvency experience.
3,900+
Cases guided through the partner network to a resolution.
4
Physical offices — Cape Town, Pretoria, George, Mossel Bay.
99%+
Success rate on accepted cases. We screen carefully.

Every specialist in our network is vetted for credentials, professional standing, and proven track record with the Master of the High Court. Both English and Afrikaans supported throughout. Free 30-minute confidential consultation — no pressure, no obligation.

// ONE CALL COULD CHANGE EVERYTHING

Not sure which service applies?

One free confidential call — 30 minutes, no pressure, no obligation. We'll listen, understand your situation, and tell you honestly which of the three services fits. Reach us on 076 093 6113 or WhatsApp anytime.

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Cape Town · Pretoria · George · Mossel Bay · Nationwide via partner network

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