Important disclaimer.

1. General information only

All content on this website is provided for general informational purposes only. It does not constitute, and must not be relied upon as, legal, financial, tax, or professional advice. Reading this website does not create any professional or advisory relationship between you and The Debt Company.

2. Information may become outdated

Laws, regulations, court procedures, fees, and practices in South Africa change — sometimes without notice. While we aim to keep information current, we cannot guarantee that everything on this website is accurate, complete, or up to date at the time you read it. Information that was correct when published may since have changed. Always confirm your position with us directly before taking any action.

3. We connect — we do not perform the legal work

The Debt Company is a referral and client-guidance service. We connect clients with qualified, independent specialists; we do not ourselves carry out the legal, insolvency, or debt-related work. The formal work is performed by independent attorneys, insolvency practitioners, and liquidators registered with the Master of the High Court, who are responsible for their own professional advice and conduct.

Once we have introduced you to a partner specialist, the professional relationship for the formal work is between you and that specialist directly. The specialist is bound by their own professional standards, ethical rules, and regulatory oversight. The Debt Company is not a party to that professional relationship and does not accept liability for the conduct, advice, or outcomes of the specialist's work.

We take reasonable care to introduce clients only to specialists whose credentials and standing we have vetted. However, we do not guarantee any particular specialist's continued availability, do not warrant the outcome of any matter they handle, and are not responsible for any professional negligence, error, or omission on their part. Your recourse for any complaint about the specialist's professional work is directly with the specialist or their regulatory body.

4. No guaranteed outcomes

Nothing on this website is a promise or guarantee of any particular outcome. Results vary according to each person's circumstances and the applicable law. Testimonials reflect individual experiences and are not a guarantee that you will achieve the same result.

5. Contact us before acting

Because every situation is different and the law can change, you should not act — or refrain from acting — based solely on information on this website. Please contact us for a free, confidential consultation so we can assess your specific circumstances and guide you to the right next step.

6. Limitation of liability

To the maximum extent permitted by law, The Debt Company accepts no liability for any loss or damage of any kind arising from the use of, or reliance on, information contained on this website.